Welcome to the Military Times VA Home Loan Center. If you’re here, you’re perhaps taking the first critical steps toward buying or refinancing a home – a decision that can affect your bottom line for years to come. Is the VA loan option right for you? Start your research now and click here for some VA loan basics, and here to get some straight talk on common misconceptions regarding the benefit. The VA Loan Center sponsor J.G. Wentworth provides loan options below. Scroll down for more home loan news.


Loan Rates provided by Our Sponsor

Today's Mortgage Rates For December 17, 2017

30 Year VA
Interest Rate
3.500 %
APR
3.713 %
(888) 596-4178

Displayed rates and APRs are for fixed-rate VA purchase mortgage loans for the stated term of years (30, 20 or 15 years). The displayed rates and APRs assume a loan amount of $260,000, an owner occupied single family detached home located in Pennsylvania, first time usage of VA eligibility, a loan-to-value ratio of less than 80%, a credit score of at least 740, and a debt-to-income ratio of less than 50%. The APR includes lender fees of $795, a VA funding fee of 1.5% ($3,900) and NO other 3rd party fees, such as title insurance, appraisal, tax service, escrows, taxes, insurance, or fees that the lender does not profit from and are passed directly through to the borrower.

If you do not meet the requirement for this program, other programs may be available. Mortgage insurance may be required for other loan programs and/or LTVs. If mortgage insurance is required, the APR will be higher. Your final terms cannot be determined until after we have evaluated the information provided with your application as well as the property that will serve as collateral.

20 Year VA
Interest Rate
3.500 %
APR
3.799 %
(888) 596-4178

Displayed rates and APRs are for fixed-rate VA purchase mortgage loans for the stated term of years (30, 20 or 15 years). The displayed rates and APRs assume a loan amount of $260,000, an owner occupied single family detached home located in Pennsylvania, first time usage of VA eligibility, a loan-to-value ratio of less than 80%, a credit score of at least 740, and a debt-to-income ratio of less than 50%. The APR includes lender fees of $795, a VA funding fee of 1.5% ($3,900) and NO other 3rd party fees, such as title insurance, appraisal, tax service, escrows, taxes, insurance, or fees that the lender does not profit from and are passed directly through to the borrower.

If you do not meet the requirement for this program, other programs may be available. Mortgage insurance may be required for other loan programs and/or LTVs. If mortgage insurance is required, the APR will be higher. Your final terms cannot be determined until after we have evaluated the information provided with your application as well as the property that will serve as collateral.

15 Year VA
Interest Rate
3.250 %
APR
3.631 %
(888) 596-4178

Displayed rates and APRs are for fixed-rate VA purchase mortgage loans for the stated term of years (30, 20 or 15 years). The displayed rates and APRs assume a loan amount of $260,000, an owner occupied single family detached home located in Pennsylvania, first time usage of VA eligibility, a loan-to-value ratio of less than 80%, a credit score of at least 740, and a debt-to-income ratio of less than 50%. The APR includes lender fees of $795, a VA funding fee of 1.5% ($3,900) and NO other 3rd party fees, such as title insurance, appraisal, tax service, escrows, taxes, insurance, or fees that the lender does not profit from and are passed directly through to the borrower.

If you do not meet the requirement for this program, other programs may be available. Mortgage insurance may be required for other loan programs and/or LTVs. If mortgage insurance is required, the APR will be higher. Your final terms cannot be determined until after we have evaluated the information provided with your application as well as the property that will serve as collateral.

5/1 ARM VA
Interest Rate
4.000 %
APR
3.625 %
(888) 596-4178

Displayed rate and APR is for a 5/1 Adjustable Rate Mortgage loan amortized over 30 years and includes up to 0 point(s). The displayed rate is based on the assumptions and qualification set forth below. After 5 years, the interest rate will adjust based on the following formula: Rate = Index + Margin. Caps are 1/1/5 with a fixed margin of 2.25%; This index is based on the one year treasury.

If you do not meet the requirement for this program, other programs may be available. Mortgage insurance may be required for other loan programs and/or LTVs. If mortgage insurance is required, the APR will be higher. Your final terms cannot be determined until after we have evaluated the information provided with your application as well as the property that will serve as collateral.

Rates provided by J.G. Wentworth Home Lending, LLC NLMS# 2925 (www.nmlsconsumeraccess.org); Equal Housing Lender; Programs, rates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without notice. The stated rate may change or not be available at the time of loan commitment or lock-in. This is not a commitment to lend. We do not provide legal, tax or investment advice. We are not a government agency.

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